I'm curious about Kia's new car purchase installment plan.
Current situation
- Late 20s, currently employed at a startup (10 months), annual salary of 45 million won
- Credit rating KCB 1000, nice 960
- No loans, no overdue payments
- Have two credit cards for about 6 years
I am scheduled to receive a new Kia car around October or November.
I plan to pay 30 million won upfront and finance 18 million won over 60 months.
1. But there's a problem. I plan to leave my current job in September. The reason is that I'm starting a restaurant business from October. Then, if I look at my employment period in October and November, it will be 1 month. Will the installment plan be approved then?
2. Sam* Direct Auto only requires more than 6 months of employment...
Will Kia Members Credit Card Edition 2, if I get it before leaving my job, increase my temporary credit limit for the new car then...?
3. Does the Kia Members Credit Card Edition 2, which is a Hyundai M card, count as a loan if I use it for car installment payments?
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